/* ============================================
   INSURANCE CLAIMS PAGE — Divided Sky
   Prefix: ic-
   Depends on: homepage-v2.css (nav, footer, buttons, colors, animations)
   ============================================ */

/* Global heading spacing fix */
.ds-insurance-claims .ds-section-label,
.ds-permanent-lighting .ds-section-label {
  margin-bottom: 8px;
  display: block;
}

/* --- HERO --- */
.ic-hero {
  position: relative;
  min-height: 90vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  padding: 120px 0 80px;
}
.ic-hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.ic-hero-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.ic-hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to bottom, rgba(25,25,25,0.25) 0%, rgba(25,25,25,0.5) 50%, rgba(25,25,25,0.7) 100%);
  z-index: 1;
}
.ic-hero-content {
  position: relative;
  z-index: 2;
  max-width: 720px;
}
.ic-hero h1 {
  font-size: clamp(2.5rem, 5vw, 4rem);
  font-weight: 900;
  line-height: 1.1;
  color: #fff;
  margin: 0 0 24px;
}
.ic-hero-sub {
  font-size: 1.15rem;
  line-height: 1.7;
  color: rgba(255,255,255,0.85);
  margin: 0 0 32px;
  max-width: 600px;
}
.ic-hero-buttons {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 48px;
}
.ic-hero-stats {
  display: flex;
  gap: 40px;
  flex-wrap: wrap;
}
.ic-hero-stat {
  text-align: center;
}
.ic-hero-stat-number {
  font-size: 1.8rem;
  font-weight: 800;
  line-height: 1.2;
  color: #fff;
}
.ic-hero-stat-label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.6);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-top: 4px;
}
.ic-hero-disclaimer {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.45);
  margin-top: 16px;
  font-style: italic;
}

/* --- PROBLEM SECTION --- */
.ic-problem {
  padding: 100px 0;
  background: var(--ds-dark);
}
.ic-problem-header {
  text-align: center;
  margin-bottom: 60px;
}
.ic-problem-header h2 {
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  font-weight: 800;
  line-height: 1.2;
  color: #fff;
  margin: 20px 0 20px;
}
.ic-problem-sub {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.7);
  max-width: 640px;
  margin: 0 auto;
  line-height: 1.7;
}
.ic-problem-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.ic-problem-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 16px;
  padding: 40px 32px;
  transition: transform 0.3s ease, border-color 0.3s ease;
}
.ic-problem-card:hover {
  transform: translateY(-4px);
  border-color: var(--ds-green);
}
.ic-problem-icon {
  margin-bottom: 20px;
}
.ic-problem-card h4 {
  font-size: 1.2rem;
  font-weight: 700;
  color: #fff;
  margin: 0 0 12px;
}
.ic-problem-card p {
  font-size: 0.95rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.6;
  margin: 0;
}

/* --- PROCESS SECTION --- */
.ic-process {
  padding: 100px 0;
  background: #f8f9fa;
}
.ic-process-header {
  text-align: center;
  margin-bottom: 60px;
}
.ic-process-header h2 {
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  font-weight: 800;
  line-height: 1.2;
  color: var(--ds-dark);
  margin: 20px 0 20px;
}
.ic-process-sub {
  font-size: 1.1rem;
  color: #666;
  max-width: 560px;
  margin: 0 auto;
}
.ic-process-steps {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 24px;
  margin-bottom: 48px;
}
.ic-step {
  text-align: center;
  position: relative;
  padding: 0 8px;
}
.ic-step-number {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--ds-green);
  color: var(--ds-dark);
  font-size: 1.3rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}
.ic-step-connector {
  position: absolute;
  top: 28px;
  left: calc(50% + 36px);
  width: calc(100% - 72px);
  height: 2px;
  background: linear-gradient(90deg, var(--ds-green), rgba(119,232,6,0.2));
}
.ic-step:last-child .ic-step-connector { display: none; }
.ic-step h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--ds-dark);
  margin: 0 0 8px;
}
.ic-step p {
  font-size: 0.88rem;
  color: #666;
  line-height: 1.5;
  margin: 0;
}
.ic-process-cta {
  text-align: center;
}

/* --- DOCUMENTATION SECTION --- */
.ic-documentation {
  padding: 100px 0;
  background: #fff;
}
.ic-doc-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.ic-doc-content h2 {
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  font-weight: 800;
  line-height: 1.2;
  color: var(--ds-dark);
  margin: 20px 0 20px;
}
.ic-doc-content > p {
  font-size: 1.05rem;
  color: #666;
  line-height: 1.7;
  margin-bottom: 40px;
}
.ic-doc-items {
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.ic-doc-item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}
.ic-doc-check {
  flex-shrink: 0;
  width: 32px;
  height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(119,232,6,0.1);
  border-radius: 8px;
  margin-top: 2px;
}
.ic-doc-item h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--ds-dark);
  margin: 0 0 4px;
}
.ic-doc-item p {
  font-size: 0.9rem;
  color: #666;
  line-height: 1.5;
  margin: 0;
}
.ic-doc-image img {
  width: 100%;
  border-radius: 16px;
  box-shadow: 0 24px 48px rgba(0,0,0,0.12);
}

/* --- DAMAGE TYPES --- */
.ic-damage-types {
  padding: 100px 0;
  background: var(--ds-dark);
}
.ic-damage-header {
  text-align: center;
  margin-bottom: 60px;
}
.ic-damage-header h2 {
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  font-weight: 800;
  line-height: 1.2;
  color: #fff;
  margin: 20px 0 20px;
}
.ic-damage-sub {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.7);
  max-width: 640px;
  margin: 0 auto;
}
.ic-damage-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.ic-damage-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 16px;
  overflow: hidden;
  transition: transform 0.3s ease;
}
.ic-damage-card:hover { transform: translateY(-4px); }
.ic-damage-img-wrap img {
  width: 100%;
  height: 220px;
  object-fit: cover;
}
.ic-damage-body {
  padding: 28px 24px;
}
.ic-damage-body h4 {
  font-size: 1.15rem;
  font-weight: 700;
  color: #fff;
  margin: 0 0 12px;
}
.ic-damage-body p {
  font-size: 0.92rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.6;
  margin: 0;
}

/* --- ADJUSTER MEETING --- */
.ic-adjuster {
  padding: 100px 0;
  background: #f8f9fa;
}
.ic-adjuster-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.ic-adjuster-image img {
  width: 100%;
  border-radius: 16px;
  box-shadow: 0 24px 48px rgba(0,0,0,0.12);
}
.ic-adjuster-content h2 {
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  font-weight: 800;
  line-height: 1.2;
  color: var(--ds-dark);
  margin: 20px 0 20px;
}
.ic-adjuster-content > p {
  font-size: 1.05rem;
  color: #666;
  line-height: 1.7;
  margin-bottom: 40px;
}
.ic-adjuster-points {
  display: flex;
  flex-direction: column;
  gap: 28px;
}
.ic-adjuster-point {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}
.ic-adjuster-num {
  font-size: 1.3rem;
  font-weight: 800;
  line-height: 1.2;
  color: var(--ds-green);
  flex-shrink: 0;
  width: 36px;
}
.ic-adjuster-point h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--ds-dark);
  margin: 0 0 6px;
}
.ic-adjuster-point p {
  font-size: 0.9rem;
  color: #666;
  line-height: 1.5;
  margin: 0;
}

/* --- YOUR RIGHTS --- */
.ic-rights {
  padding: 100px 0;
  background: #fff;
}
.ic-rights-header {
  text-align: center;
  margin-bottom: 60px;
}
.ic-rights-header h2 {
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  font-weight: 800;
  line-height: 1.2;
  color: var(--ds-dark);
  margin: 20px 0 0;
}
.ic-rights-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
  max-width: 900px;
  margin: 0 auto;
}
.ic-right-card {
  background: #f8f9fa;
  border: 1px solid #eee;
  border-radius: 16px;
  padding: 36px 32px;
  transition: transform 0.3s ease;
}
.ic-right-card:hover { transform: translateY(-4px); }
.ic-right-icon {
  font-size: 1.5rem;
  color: var(--ds-green);
  font-weight: 800;
  margin-bottom: 12px;
}
.ic-right-card h4 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--ds-dark);
  margin: 0 0 8px;
}
.ic-right-card p {
  font-size: 0.92rem;
  color: #666;
  line-height: 1.6;
  margin: 0;
}

/* --- WHY DIVIDED SKY --- */
.ic-why {
  padding: 100px 0;
  background: var(--ds-dark);
}
.ic-why-header {
  text-align: center;
  margin-bottom: 60px;
}
.ic-why-header h2 {
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  font-weight: 800;
  line-height: 1.2;
  color: #fff;
  margin: 20px 0 20px;
}
.ic-why-sub {
  font-size: 1.05rem;
  color: rgba(255,255,255,0.7);
  max-width: 680px;
  margin: 0 auto;
  line-height: 1.7;
}
.ic-why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.ic-why-item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}
.ic-why-number {
  font-size: 1.5rem;
  font-weight: 800;
  line-height: 1.2;
  color: var(--ds-green);
  flex-shrink: 0;
  line-height: 1;
}
.ic-why-item h4 {
  font-size: 1rem;
  font-weight: 700;
  color: #fff;
  margin: 0 0 8px;
}
.ic-why-item p {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.5;
  margin: 0;
}

/* --- REVIEWS --- */
.ic-reviews {
  padding: 100px 0;
  background: #f8f9fa;
}
.ic-reviews-header {
  text-align: center;
  margin-bottom: 60px;
}
.ic-reviews-header h2 {
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  font-weight: 800;
  line-height: 1.2;
  color: var(--ds-dark);
  margin: 20px 0 0;
}
.ic-reviews-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-bottom: 48px;
}
.ic-review-card {
  background: #fff;
  border: 1px solid #eee;
  border-radius: 16px;
  padding: 36px 32px;
}
.ic-review-stars {
  font-size: 1.2rem;
  color: #f9a825;
  margin-bottom: 16px;
}
.ic-review-card p {
  font-size: 0.95rem;
  color: #555;
  line-height: 1.6;
  margin: 0 0 16px;
  font-style: italic;
}
.ic-review-author {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--ds-dark);
}
.ic-reviews-badges {
  display: flex;
  justify-content: center;
  gap: 32px;
  align-items: center;
}
.ic-badge {
  height: 56px;
  opacity: 0.7;
  transition: opacity 0.3s;
}
.ic-badge:hover { opacity: 1; }

/* --- FAQ --- */
.ic-faq {
  padding: 100px 0;
  background: #fff;
}
.ic-faq-header {
  text-align: center;
  margin-bottom: 60px;
}
.ic-faq-header h2 {
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  font-weight: 800;
  line-height: 1.2;
  color: var(--ds-dark);
  margin: 20px 0 0;
}
.ic-faq-list {
  max-width: 760px;
  margin: 0 auto;
}
.ic-faq-item {
  border-bottom: 1px solid #eee;
}
.ic-faq-trigger {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 24px 0;
  background: none;
  border: none;
  cursor: pointer;
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--ds-dark);
  text-align: left;
  gap: 16px;
  font-family: inherit;
}
.ic-faq-trigger:hover { color: var(--ds-green); }
.ic-faq-icon {
  font-size: 1.5rem;
  color: var(--ds-green);
  flex-shrink: 0;
  transition: transform 0.3s;
}
.ic-faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}
.ic-faq-answer p {
  font-size: 0.95rem;
  color: #666;
  line-height: 1.7;
  padding: 0 0 24px;
  margin: 0;
}
.ic-faq-open .ic-faq-answer { max-height: 400px; }
.ic-faq-open .ic-faq-icon { transform: rotate(45deg); }

/* --- SERVICE AREA --- */
.ic-service-area {
  padding: 80px 0;
  background: var(--ds-dark);
}
.ic-service-area .ds-container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.ic-area-content h2 {
  font-size: clamp(2rem, 3vw, 2.5rem);
  font-weight: 800;
  line-height: 1.2;
  color: #fff;
  margin: 20px 0 20px;
}
.ic-area-sub {
  font-size: 1rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.8;
  margin: 0 0 20px;
}
.ic-area-link {
  color: var(--ds-green);
  font-weight: 600;
  text-decoration: none;
}
.ic-area-link:hover { text-decoration: underline; }
.ic-map-img {
  width: 100%;
  border-radius: 16px;
  box-shadow: 0 16px 32px rgba(0,0,0,0.3);
}

/* --- FINAL CTA --- */
.ic-final-cta {
  padding: 100px 0;
  background: linear-gradient(135deg, #111 0%, var(--ds-dark) 100%);
  text-align: center;
}
.ic-final-cta h2 {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 900;
  line-height: 1.2;
  color: #fff;
  margin: 0 0 16px;
}
.ic-final-cta p {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.7);
  max-width: 560px;
  margin: 0 auto 32px;
  line-height: 1.7;
}
.ic-final-buttons {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

/* --- RESPONSIVE --- */
@media (max-width: 1024px) {
  .ic-process-steps { grid-template-columns: repeat(3, 1fr); }
  .ic-step-connector { display: none; }
  .ic-damage-grid { grid-template-columns: repeat(2, 1fr); }
  .ic-why-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .ic-hero-overlay {
    background: linear-gradient(to bottom, rgba(25,25,25,0.25) 0%, rgba(25,25,25,0.5) 50%, rgba(25,25,25,0.7) 100%);
  }

  .ic-hero { min-height: 80vh; padding: 100px 0 60px; }
  .ic-hero h1 { font-size: 2.2rem; }
  .ic-hero-stats { gap: 24px; }
  .ic-hero-stat-number { font-size: 1.4rem; }
  .ic-problem-grid { grid-template-columns: 1fr; }
  .ic-process-steps { grid-template-columns: 1fr; gap: 32px; }
  .ic-doc-layout { grid-template-columns: 1fr; }
  .ic-doc-image { order: -1; }
  .ic-damage-grid { grid-template-columns: 1fr; }
  .ic-adjuster-layout { grid-template-columns: 1fr; }
  .ic-adjuster-image { order: -1; }
  .ic-rights-grid { grid-template-columns: 1fr; }
  .ic-why-grid { grid-template-columns: 1fr; }
  .ic-reviews-grid { grid-template-columns: 1fr; }
  .ic-service-area .ds-container { grid-template-columns: 1fr; }
  .ic-hero-buttons { flex-direction: column; }
  .ic-final-buttons { flex-direction: column; align-items: center; }
}